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Steven R. Hoak
Financial Advisor / Annuity Educator
The Best Fixed / Guaranteed
Fixed annuities can potentially provide a helpful alternative to traditional bonds, CD's, or other fixed rate vehicles.
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The Best Guaranteed
Guaranteed lifetime income annuities can provide a valuable addition to any retirement portfolios. Let us help you scour the top payout rates and compare the best income rider offerings from the high strength-rated annuity companies in the industry.
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The Best No Risk / Accumulation
No risk accumulation annuities can offer the potential of higher upside growth than what traditional fixed-rate annuities provide, while still protecting your principal from downside volatility.
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Steve began his insurance and investment career in 1981 in a family business. His mentor was, and still is, his father who has been helping people reach their financial goals for more than 50 years.
Steve's early career was focused on helping people accumulate wealth for the future. As time passed, his clients’ needs changed and his career evolved into one focused on retirement income distribution.
In addition, Steve has had the unique opportunity of designing client-centric annuity products for several companies and his retirement income planning software has helped many people understand and implement viable retirement plans.
Steve believes with great conviction that conventional wisdom and traditional planning techniques have failed many retirees. By utilizing sound planning and cutting edge technology, Steve is able to provide true value - a laddered annuity model that allows a client to have a reliable income, reasonable growth ,and recovery of principal all throughout their lifetime.
Steven R. Hoak
Annuity & Retirement Income Planning Specialist
"My practice is defined by clients’ goals and objectives for retirement, income, growth, and preservation of principal. My laddered approach provides a secure process for sustainable retirement income." - Steve Hoak